What’s on the Income Protection poster
A definition and 6 facts worth remembering.
Pays a regular income if illness or injury stops you working. Distinct from critical illness cover, which pays a lump sum on diagnosis of specific conditions.
- Typically pays 50–70% of gross income.
- A deferred period — often 4 to 26 weeks — sets when payments begin.
- A longer deferred period lowers the premium.
- 'Own occupation' definitions are stronger than 'any occupation'.
- Check employer sick pay first — it may cover the deferred period.
- Often cheaper than people assume.
- Pays — 50–70%
- Deferred — 4–26 weeks
- Best terms — own occupation
- Employer sick pay of three months pairs naturally with a 13-week deferred period.
General education, not financial advice. 'Own occupation' means unable to do YOUR job, not any job at all.
Questions about the Income Protection poster
- What’s on the Income Protection poster?
- A definition and 6 facts worth remembering. Pays a regular income if illness or injury stops you working. Distinct from critical illness cover, which pays a lump sum on diagnosis of specific conditions. Typically pays 50–70% of gross income.; A deferred period — often 4 to 26 weeks — sets when payments begin.; A longer deferred period lowers the premium.; 'Own occupation' definitions are stronger than 'any occupation'.; Check employer sick pay first — it may cover the deferred period.; Often cheaper than people assume.; Pays — 50–70%; Deferred — 4–26 weeks; Best terms — own occupation; Employer sick pay of three months pairs naturally with a 13-week deferred period.. General education, not financial advice. 'Own occupation' means unable to do YOUR job, not any job at all.
- Who is the Income Protection poster for?
- Income Protection belongs to the Money section rather than to a school year, because money is not something one grade owns. Anyone learning insurance can pin it up — a beginner, a student mid-course, or someone revising years later.
- When should you use the Income Protection poster?
- You are far more likely to be unable to work than to die young. The cover is much less commonly held. A wall chart earns its place by being glanceable from where the work is happening, so Income Protection belongs on the wall where that money work actually happens, within glancing distance, rather than filed away.
- What other posters go with Income Protection?
- Car Insurance, Which Insurance Is Worth It and Health Insurance sit alongside Income Protection in the Money section. Printed together they make a wall rather than a single sheet, which is how a reference set actually gets used.Car InsuranceWhich Insurance Is Worth ItHealth Insurance
- Is the Income Protection poster free to download and print?
- Yes. Income Protection downloads as a free PDF with no account, no email and no watermark, like everything else in the Money section. Print as many copies as you like for a home, a classroom, a library or a tutoring group; reselling the file is the only thing the licence rules out.Read the licence
- What size does the Income Protection poster print at?
- Income Protection is a vector PDF laid out for US Letter, and prints on A4 with Fit to page — the same file, no separate download. Because every mark on it is drawn rather than photographed, it stays sharp enlarged to A3, A2 or A1 at a copy shop. Colour carries emphasis only, so a greyscale print of Income Protection loses nothing.Printing guide
Related posters
Charts that sit alongside Income Protection on the same wall.
Browse every Money poster, or start from the full catalogue.