Money posters
LearnPosters has 100 free printable money posters, grouped into 7 topics: Basics, Growth, Credit & debt, Tax, Insurance. The arithmetic of a financial life, on one page each. They are made for undergraduates, professionals and anyone revising the subject. Every one downloads as a vector PDF that prints sharp on US Letter, A4 or a copy-shop A1.
Compound interest, budgeting frames, what a credit score actually measures. Written for someone meeting these for the first time at any age — a sixteen-year-old with a first payslip or a forty-year-old who was never taught.
100 free printable posters · 7 topics · vector PDF
Basics
Budgeting, saving and where the money actually goes.
The 50/30/20 Budget
One frame for splitting take-home pay, and what counts in each bucket.
The Emergency Fund
What it is for, how big it should be, and where it should sit.
Fixed, Variable & Hidden
Three kinds of spending, and why the third is the one that gets people.
Zero-Based Budgeting
Giving every unit of income a job, so nothing leaks unaccounted for.
Sinking Funds
Saving monthly for yearly costs, so they stop being emergencies.
Structuring Accounts
A simple multi-account setup that makes budgeting mostly automatic.
Tracking Spending
How to find out where money actually goes, in one month.
Subscription Audit
Finding recurring payments you no longer use, and stopping them.
Reducing Fixed Costs
Where the largest savings are, and how often to revisit each.
Setting a Savings Goal
Turning a vague intention into a monthly number.
How You Pay Changes What You Spend
The evidence on payment method and spending, and what to do with it.
Negotiating Pay
What to prepare, and what actually moves an offer.
Money Admin
The tasks worth a recurring reminder, and how often.
Sharing Money
Three models for couples, and the conversation that has to happen first.
Everyday Scams
The patterns behind the frauds people actually encounter.
Cost Per Use
A way to compare purchases that price alone cannot.
Real Terms
Why a pay rise below inflation is a pay cut, and how to check.
Financial Resilience
The measures that show how well a household could absorb a shock.
Growth
Interest, inflation and how time does the work.
Compound Interest
Why the same monthly amount is worth vastly more when it starts earlier.
The Rule of 72
Doubling time, worked out in your head, for growth or for inflation.
Inflation
What it does to money that is not growing, in numbers rather than adjectives.
Simple & Compound Interest
The difference, and how far apart they end up.
APR & AER
The standardised rates, and why the headline rate is not comparable.
Compounding Frequency
How often interest is added, and how much difference it makes.
Early vs More
Whether it is better to start early or to save more later.
Nominal & Real Return
Two ways of stating the same return, and which one matters.
Savings Accounts
The types available, and the trade-off each makes.
Where to Keep an Emergency Fund
What matters in an account holding money you may need suddenly.
Interest Working Against You
The same mathematics as savings, running in the other direction.
Handling a Windfall
What to do with an unexpected sum, and what to do first.
Deposit Protection
The guarantee on money held at a bank, and its limits.
When Rates Change
What a central bank rate change affects, and how quickly.
Exchange Rates
How to compare exchange offers, and where the real cost hides.
Turning Savings into Income
The main ways a pension pot becomes retirement income.
How Much Is Enough
A rough way to size a retirement target, and the assumptions inside it.
State Pensions
How state pensions generally work, and what to check.
Credit & debt
Borrowing, scores, and the cost of the minimum payment.
What a Credit Score Measures
The factors behind the number, roughly weighted, and what moves each.
The Minimum Payment
What paying only the minimum actually costs, in years and in money.
Kinds of Debt
Two questions separate borrowing that builds from borrowing that drains.
Paying Off Debt
Two ordering strategies, and the honest trade-off between them.
Balance Transfers
How a 0% transfer works, and the three ways it goes wrong.
How Credit Cards Work
The billing cycle, the grace period, and how to pay no interest at all.
Improving a Credit Score
The actions that actually move a score, and how long each takes.
Credit Report Errors
What to look for, and how to get something corrected.
Types of Borrowing
The main forms of credit, ranked by typical cost.
Buy Now, Pay Later
How it works, and what makes it different from other credit.
Debt Warning Signs
The signals that debt has become a problem, and where to get free help.
Secured & Unsecured
What securing a loan means, and what it puts at risk.
Guaranteeing Debt
What you take on by guaranteeing or jointly holding a debt.
Student Loans
Why student debt often behaves differently from other borrowing.
Tax
What is taken, when, and the words on the payslip.
How Income Tax Works
Marginal bands, and the misunderstanding that makes people fear a pay rise.
Reading a Payslip
Every line on a payslip, and what it is doing there.
The Tax Year
When the tax year runs, and the deadlines worth having in a calendar.
Self-Employment
What changes when you work for yourself, and what to set aside.
VAT & Sales Tax
Two ways of taxing consumption, and how they differ.
Deductions & Allowances
The difference between a deduction and a credit, and why it matters.
Pension Tax Relief
Why pension contributions are usually the most tax-efficient saving available.
Capital Gains
Tax on what you sell, not what you earn, and what usually counts.
Avoidance vs Evasion
One is legal, one is a crime — a clearer line than the debate suggests.
Records to Keep
What to keep, and for how long.
Tax on Savings & Dividends
How interest and dividends are taxed differently from salary.
Working Across Borders
Residence, domicile and double taxation — the three to understand first.
Insurance
What each policy covers and what the jargon means.
How Insurance Works
Pooled risk, and why the expected value is always against you.
Insurance Jargon
The words on every policy, defined plainly.
Home Insurance
Buildings and contents are separate covers, and both are commonly wrong.
Car Insurance
The levels of cover, and what actually moves the premium.
Health Insurance
The vocabulary, and the interaction that surprises people most.
Life Insurance
Term versus whole-of-life, and the question that decides which.
Income Protection
The cover most people lack, against the risk most likely to occur.
Travel Insurance
What it actually covers, and the exclusions that catch people out.
Making a Claim
The steps, in order, and the mistakes that weaken a claim.
Which Insurance Is Worth It
A rough ranking of cover by how much it matters.
What Sets Your Premium
The factors insurers actually price on, and the ones you can change.
Insurance Red Flags
Signals that a policy will not do what you expect.
Property
Renting, buying and the costs nobody mentions.
The Cost of Buying
Everything you pay beyond the deposit, and roughly what each costs.
Mortgage Types
Fixed, variable and tracker — what each does when rates move.
How Much Can You Borrow
What lenders actually assess, beyond the income multiple.
Loan to Value
The single number that most affects your mortgage rate.
Renting
What to check before signing, and what a deposit scheme is for.
Buying vs Renting
The comparison done honestly, including the costs each side forgets.
Running Costs
The ongoing costs of a home, beyond the mortgage.
Energy Efficiency
What actually reduces a home's energy use, ordered by payback.
Property Surveys
The levels of survey, and what each will and will not find.
Leasehold & Freehold
What you actually own in each case, and the traps in leasehold.
Moving Checklist
What to do and when, in the weeks around a move.
Home Emergencies
Where the shut-offs are, and what to do first.
Investing
Assets, risk, fees and the vocabulary of a portfolio.
Asset Classes
What you can own, and how each behaves.
Risk & Return
Why higher expected returns come with more volatility, and what risk means.
Diversification
The one thing that cuts risk without cutting expected return.
Index Funds
What an index fund does, and why cost matters so much.
Fees
Every layer of cost, and how to see the total.
Time in the Market
Why missing a handful of days matters so much, and what that implies.
Investing Regularly
What regular investing does, and what it does not.
Bonds
What a bond is, and why its price moves opposite to interest rates.
Tax Wrappers
Why the account matters as much as what is inside it.
Investment Scams
The patterns behind almost every investment fraud.
Rebalancing
Why a portfolio drifts, and what to do about it.
Behavioural Traps
The mistakes investors make repeatedly, and the defences against them.
Order of Operations
What to do with money, in order, before investing anything.
Fund Factsheets
The lines that matter on a fund factsheet, and the ones that do not.
Questions about the Money posters
- What is the Money section of LearnPosters?
- The arithmetic of a financial life, on one page each. Compound interest, budgeting frames, what a credit score actually measures. Written for someone meeting these for the first time at any age — a sixteen-year-old with a first payslip or a forty-year-old who was never taught.
- What topics do the Money posters cover?
- 100 posters across 7 topics. Basics — Budgeting, saving and where the money actually goes. Growth — Interest, inflation and how time does the work. Credit & debt — Borrowing, scores, and the cost of the minimum payment. Tax — What is taken, when, and the words on the payslip. Insurance — What each policy covers and what the jargon means. Property — Renting, buying and the costs nobody mentions. Investing — Assets, risk, fees and the vocabulary of a portfolio.
- Who are the Money posters for?
- The money charts are pitched at undergraduates and professionals — the frameworks and equations a course keeps returning to. Nothing here is tied to a school year, so a curious beginner and someone revising the same material for an exam are looking at the same money chart.
- Which Money poster should I print first?
- The 50/30/20 Budget, The Emergency Fund and Fixed, Variable & Hidden are the ones people reach for first — they are the references the rest of the money set assumes you already have on the wall.The 50/30/20 BudgetThe Emergency FundFixed, Variable & Hidden
- Are the Money posters free to print?
- Yes — all 100 of them. Each money poster is a free vector PDF that needs no account, prints on US Letter or A4, and enlarges to A1 without softening. Home, classroom, library and tutoring use are all covered by the licence.Read the licence
Where the money charts come from
These posters summarise. When you need the full account — or the normative text a chart is compressing — start here.
- Consumer Financial Protection Bureau — CFPB. Official US guidance on credit, borrowing and saving. These sheets are not financial advice.
- Compound interest — Wikipedia. The derivation behind the growth and investing charts.