Interest Working Against YouThe same mathematics as savings, running in the other direction.Money£2,000 balance, minimum payments only, by rate.APRRoughlyInterest paid0%Term of the offer£09% personal loan3 years~£29019% credit cardMany yearsSubstantial29% store cardLonger stillVery substantial1,000%+ paydayWeeksExtremeClearing debt at 20% is equivalent to a guaranteed 20% return,tax-free. Almost no investment offers that with certainty.Interest Working Against Youlearnposters.com
Interest Working Against You — printable money wall chart from LearnPosters. Free vector PDF, US Letter and A4.

What’s on the Interest Working Against You poster

A 5-row table: APR · Roughly · Interest paid.

£2,000 balance, minimum payments only, by rate.

Clearing debt at 20% is equivalent to a guaranteed 20% return, tax-free. Almost no investment offers that with certainty.

Questions about the Interest Working Against You poster

What’s on the Interest Working Against You poster?
A 5-row table: APR · Roughly · Interest paid. £2,000 balance, minimum payments only, by rate. 0% — Term of the offer — £0; 9% personal loan — 3 years — ~£290; 19% credit card — Many years — Substantial; 29% store card — Longer still — Very substantial; 1,000%+ payday — Weeks — Extreme. Clearing debt at 20% is equivalent to a guaranteed 20% return, tax-free. Almost no investment offers that with certainty.
Who is the Interest Working Against You poster for?
Interest Working Against You belongs to the Money section rather than to a school year, because money is not something one grade owns. Anyone learning growth can pin it up — a beginner, a student mid-course, or someone revising years later.
When should you use the Interest Working Against You poster?
Compounding on debt is exactly as powerful, and it never takes a year off. A wall chart earns its place by being glanceable from where the work is happening, so Interest Working Against You belongs on the wall where that money work actually happens, within glancing distance, rather than filed away.
What other posters go with Interest Working Against You?
Turning Savings into Income, APR & AER and Compound Interest sit alongside Interest Working Against You in the Money section. Printed together they make a wall rather than a single sheet, which is how a reference set actually gets used.Turning Savings into IncomeAPR & AERCompound Interest
Is the Interest Working Against You poster free to download and print?
Yes. Interest Working Against You downloads as a free PDF with no account, no email and no watermark, like everything else in the Money section. Print as many copies as you like for a home, a classroom, a library or a tutoring group; reselling the file is the only thing the licence rules out.Read the licence
What size does the Interest Working Against You poster print at?
Interest Working Against You is a vector PDF laid out for US Letter, and prints on A4 with Fit to page — the same file, no separate download. Because every mark on it is drawn rather than photographed, it stays sharp enlarged to A3, A2 or A1 at a copy shop. Colour carries emphasis only, so a greyscale print of Interest Working Against You loses nothing.Printing guide

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