PensionsThe two funding models, and the risk each carries.EconomicsPay-as-you-goToday's workers fund today'spensionersNo fund accumulatedVulnerable to demographicchangePolitically hard to reformImmediate coverage onintroductionFundedContributions invested for thecontributorFund accumulated over a careerVulnerable to market returns andinflationTransition cost from PAYG islargeIndividual account balancesvisibleTHE DIFFERENCE THAT MATTERSBoth depend on future output. A fund is a claim on futureproduction, just as a PAYG promise is.Educational reference. Most systems combine both, plus ameans-tested floor. Design varies greatly between countries.Pensionslearnposters.com
Pensions — printable business wall chart from LearnPosters. Free vector PDF, US Letter and A4.

What’s on the Pensions poster

Pay-as-you-go against Funded, side by side.

Educational reference. Most systems combine both, plus a means-tested floor. Design varies greatly between countries.

Questions about the Pensions poster

What’s on the Pensions poster?
Pay-as-you-go against Funded, side by side. Pay-as-you-go: Today's workers fund today's pensioners; Pay-as-you-go: No fund accumulated; Pay-as-you-go: Vulnerable to demographic change; Pay-as-you-go: Politically hard to reform; Pay-as-you-go: Immediate coverage on introduction; Funded: Contributions invested for the contributor; Funded: Fund accumulated over a career; Funded: Vulnerable to market returns and inflation; Funded: Transition cost from PAYG is large; Funded: Individual account balances visible; Both depend on future output. A fund is a claim on future production, just as a PAYG…. Educational reference. Most systems combine both, plus a means-tested floor. Design varies greatly between countries.
Who is the Pensions poster for?
Pensions belongs to the Economics section rather than to a school year, because business is not something one grade owns. Anyone learning public economics can pin it up — a beginner, a student mid-course, or someone revising years later.
When should you use the Pensions poster?
Pay-as-you-go depends on future workers. Funded schemes depend on future asset returns. A wall chart earns its place by being glanceable from where the work is happening, so Pensions belongs on the wall where that business work actually happens, within glancing distance, rather than filed away.
What other posters go with Pensions?
Cost-Benefit Analysis, Efficient Taxation and Environmental Economics sit alongside Pensions in the Economics section. Printed together they make a wall rather than a single sheet, which is how a reference set actually gets used.Cost-Benefit AnalysisEfficient TaxationEnvironmental Economics
Is the Pensions poster free to download and print?
Yes. Pensions downloads as a free PDF with no account, no email and no watermark, like everything else in the Economics section. Print as many copies as you like for a home, a classroom, a library or a tutoring group; reselling the file is the only thing the licence rules out.Read the licence
What size does the Pensions poster print at?
Pensions is a vector PDF laid out for US Letter, and prints on A4 with Fit to page — the same file, no separate download. Because every mark on it is drawn rather than photographed, it stays sharp enlarged to A3, A2 or A1 at a copy shop. Colour carries emphasis only, so a greyscale print of Pensions loses nothing.Printing guide

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